Bankruptcy Chapter 13, Kane County,IL

Reorganize Your Debt, Save Your Property!

Chapter 13 is a form of bankruptcy which allows yout keep your property and restructure your debt into an affordable payment plan paid off over a three to five year period.

Upon filing, we will help you formulate a payment plan in which one payment a month is sent to a bankruptcy trustee, who then distributes the money from this payment to your various approved creditors.

This bankruptcy type is best suited to those who have a regular income and are financially capable of funding the payment plan.

Chapter 13 bankruptcy is able to discharge certain debts that Chapter 7 cannot including willful damage to property, debts related to non-dischargeable taxes, and debts stemming from property settlements after a separation or divorce.

Filing for Chapter 13 is a great option if you are fighting to save your home from foreclosure. It gives you the chance to restructure your secured debts and repay them over the life span of the Chapter 13 payment plan. Under the automatic stay of bankruptcy, creditors must stop the foreclosure process once the bankruptcy petition has been filed. They are also not allowed to harass you or pursue legal collection actions against you while the automatic stay is in effect. If you are considering bankruptcy, contact attorney Jay L. Dahl Ltd. to help you determine if Chapter 13 is the correct choice for you. In addition his office will file the correct paperwork with the bankruptcy court, devise a payment plan with you to submit to the trustee, and guide you through the bankruptcy process until you are well on your way towards eliminating your debt and obtaining a financial fresh start.

Helping You Protect Your Financial Future.

I focus my practice primarily on bankruptcy matters, including IRS tax problems, which gives me the knowledge and experience necessary to providing you with high quality representation in your case. In contacting my firm, you will receive assistance from an actual attorney, not an assistant or paralegal, and your initial phone consultation will be free of charge. My goal will be to help you successfully conclude your bankruptcy filing so that you can start over financially and obtain a healthy credit rating once again. If you are facing overwhelming debt, contact me in my Geneva office today so I can provide you with information regarding the benefits of Chapter 13 bankruptcy.

We are a debt relief agency.  We help people file for bankruptcy relief under the bankruptcy code.